TCPA Class Actions Are Evolving — The New Battleground Is Consent Documentation
The latest wave of TCPA class action litigation is targeting a specific vulnerability: the gap between what companies claim about their consent records and what those records actually show. Here is what the current litigation landscape looks like and where the exposure is highest.
HHS OCR Shifts HIPAA Enforcement Focus to Telehealth and AI-Assisted Clinical Tools in 2026
The HHS Office for Civil Rights has announced its 2026 HIPAA enforcement priorities with a sharp focus on telehealth platforms and AI-assisted clinical decision support tools. Healthcare organizations that expanded digital health offerings during the pandemic are now in the enforcement crosshairs.
State AI Laws Are Multiplying Faster Than Federal Regulators Can Respond
More than two dozen states have introduced or passed AI governance legislation in the past 18 months. Congress has twice rejected federal preemption. The result is a compliance landscape that changes state by state and month by month. Here is where things stand.
Texas Insurance Code Prompt Payment Enforcement Is Up — What Carriers and TPAs Need to Know
Enforcement of Texas Insurance Code Chapter 542's prompt payment requirements has increased significantly heading into 2026. The penalties — 18 percent interest plus attorney's fees — are automatic when deadlines are missed. Here is where carriers are getting it wrong.
AI-Assisted Underwriting Is Coming to Insurance — And So Is the Regulatory Scrutiny
Insurance carriers are deploying AI in underwriting, pricing, and claims handling faster than state insurance regulators are developing oversight frameworks for it. The gap is closing — and the carriers that have not built AI governance programs are going to feel it when it does.
New FMCSA ELD Amendment Rule Sets August 2026 Compliance Deadline for Certain Carriers
The FMCSA has published an amendment to its Electronic Logging Device rule with a compliance date of August 2026. The changes affect specific categories of commercial motor vehicle operations that had previously qualified for exceptions. Here is what fleet operators need to know.
FMCSA Drug and Alcohol Clearinghouse — What Five Years of Data Tells Us About CDL Driver Risk
The FMCSA Drug and Alcohol Clearinghouse has been operating for five years. The data it has accumulated — millions of queries, hundreds of thousands of violation records — has changed how carriers evaluate driver risk at hiring and how enforcement agencies approach motor carrier oversight.
FINRA Rule 4370 Examination Sweep Is Underway — Business Continuity Plans Are the Focus
FINRA has launched an examination sweep of member firm Business Continuity Plans under Rule 4370. The sweep focuses on whether BCP documentation reflects current operational reality — particularly for firms that expanded remote work or changed technology systems since their last BCP update.
What the One Big Beautiful Bill Act Actually Did to Consumer Financial Regulation
Congress enacted the One Big Beautiful Bill Act on July 4, 2025. For consumer financial regulation, its most significant effects were on CFPB funding, state AI preemption, and several consumer protection provisions. Here is a plain-language account of what changed and what did not.
FCRA File Disclosure Maximum Fee Increases to $16 for 2026
The CFPB has set the maximum allowable charge for FCRA file disclosures at $16 for calendar year 2026, up from $15.50. The annual adjustment is required by statute and reflects CPI changes. Consumers retain the right to free weekly file disclosures from the three major bureaus.